Credit unions are brilliant for people who do not have a good credit history. The person that was talking about loans has obviously misunderstood them. You do not HAVE to get a loan. Just use your savings.
November 2019 by Sh
i had a £4200 in my saving account,they offer me a loan which is £5000, that means they want to lend me a £800 and get the interest rate for £5000,don?t Trust them.